Training Programme held on June 28, 2024 and June 29, 2024 on Credit Management

The objective of the programme was to create awareness about financial statement analysis and decision making process, different types of loans and credit risks involved in different loans, motivating employees, ensuring more accountability and consistent practices, improving customer relations etc.

We have therefore organized 2 days training programme for CEOs, General Managers, Chief Managers and Heads of the Credit Department of Urban Co-operative Banks in the State of Maharashtra on June 28, 2024 and June 29, 2024 at the office of the Federation.

The following faculties imparted training on different subjects on Credit Management:

• Shri Sadanand Nayak, Banking Expert, imparted training programme on Principles and Methods of Lending, Credit Appraisal and Calculation of DSCR, End use of Funds and Credit Monitoring,  Restructuring of Loans, Credit Risk in Retail Loans, Commercial Loans, Unsecured Loans, Gold Loan, Credit Risk in Project Finance, Corporate Loans, Real Estate and CRE Loans, Credit Portfolio Risk, etc.

• Shri Vishram Dixit, Chief Executive Officer, The Nashik Merchants Co-op. Bank Ltd., Nashik imparted training on Effective understanding of Financial Statements and their interpretation, Fixing Exposure Limits, Ratio Analysis with Exercise, Concept of Working Capital and Working Capital Assessment, Calculation of Drawing Power, Stock Audit Tool, Monitoring Mechanism, etc.